The Company is facilitating loans as Business Correspondent of Kotak Mahindra Bank. The Company facilitates Micro loans starting from Rs.12,000/- up to maximum of Rs.50,000/- per loan under Joint Liability Group (JLG) concept, with fortnightly repayment frequency, including top up loans depending upon the needs of the borrower and their repayment capacity. Rate of interest for these micro loans will be charged @ 25 % per Annum on diminishing balance of principal with fortnightly rest. 1% loan processing fee, with applicable GST, will be charged on the micro loans disbursements above Rs.25,000/-. The Company has tied up with Kotak Life Insurance Company Limited to provide insurance coverage to members and spouse.