Board of Directors


Director and Chairman

D Kannan heads one of the Strategic Business Units (SBU) of Kotak Mahindra Bank - the Commercial Banking business, since August 2014. His SBU encompasses Agri Finance, Commercial Vehicles, Construction Equipment, Tractor Finance, and Microfinance. Kannan is part of the Bank’s Group Management Council that drives and oversees Kotak Mahindra Group’s growth charter. He is also on the board of Kotak Mahindra Prime Ltd.

In his near three decades at Kotak Mahindra Group, Kannan has spearheaded various businesses. In 1991, he joined Kotak Mahindra Finance Ltd. as Assistant Manager. Thereafter, he was elevated to Vice President - Field Operation, Ford Credit Kotak Mahindra Ltd. with the responsibility of its Sales & Marketing functions.

Kannan moved to Kotak Securities Ltd in 2000. He set up - the online trading and stock market advisory platform of the retail brokerage business. Prior to taking charge of the Commercial Banking business, Kannan was Managing Director (MD), Kotak Securities Ltd. Prior to his elevation as MD of Kotak Securities, he was the company’s Executive Director.

Kannan started his career as a Business Accountant with a leading computer manufacturing company. Kannan is a commerce graduate from Bangalore University, Chartered Accountant (CA), and Cost and Works Accountant (CWA).




B.S. Sivakumar has over 30 years of experience in setting up and managing profit centres, developing new products & distribution setups in the BFSI space having multi-regional operations.

He setup the Agri Business Group for Kotak Mahindra and continues to head this Business currently as President & Business Head In Kotak Mahindra Bank. He is a member of the banks Key Leadership Team. He has deep experience of the advances space having setup products as varied as tractor loans, loans for agriculture and allied activities and working capital finance in the SME & Corporate space in the emerging markets. Also started the banks initiative into the microfinance space and commodity pledge funding. In addition was also responsible to develop profitable liabilities branch initiatives in non urban & emerging markets. His previous experiences include stints with a NBFC to develop its infrastructure financing initiatives in the post liberalised era.

Sivakumar started his professional career in the shipping industry with India's largest shipping company , managing inventory and leasing activities for their international container fleet. Prior to his current charge, he gained valuable recovery experience as part of Kotak Mahindra’s Asset Reconstruction activities, managing collections and recoveries for a host of NBFCs that were impacted by in NBFC crisis of the late 90s.

He holds a post graduation degree in Management (MMS) & Bachelor of Science from Mumbai University.


Tapobrat Chaudhuri

DIN: 09291548

Tapobrat Chaudhuri heads the Microfinance business of Kotak Mahindra Bank and has an experience of more than 2 decades in banking. He joined the Kotak group in 2005 in the Agri Business Group of the Bank and has worked in various roles before becoming the National Sales Manager in Corporate Agri Business. In this role he has handled & nurtured marquee relationships of companies in the Food & Agri sector. As a natural expansion of Kotak Bank’s operations into the rural & semi-urban economy he built deep relationships with microfinance companies & NBFCs.

In his current role, his core responsibility is to strengthen & expand the retail microfinance franchise of Kotak with an objective of fostering financial inclusion while at the same time building a scalable and profitable business.  He has tested skills of building, coordinating and leading teams. He is an ardent believer in the transformational role of technology in exponentially scaling up operations. He has actively worked with MFIN in various policy matters related to microfinance and was on MFIN’s task force on drafting of the Code of Responsible Lending.

Tapobrat started his career as a probationary officer in the State Bank of India group and also had a stint with Axis Bank before joining the Kotak group. He is a science graduate and a Certified Associate of the Indian Institute of Bankers (CAIIB).